The Self-Service Portal (SSP) is an online platform where you, a loan applicant, can submit your applications directly. The portal will allow you to fill out Standard Business Loan Application Forms (SBLAF), upload required documents, and check your application status.

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Features and Benefits

Convenient application with PNBizLoan Portal

No need to go to our branches. Apply for your loan and submit documentary requirements online.

Easy Monitoring


Track your progress and stay updated with our application status through the portal.

Loan Calculator


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Be a responsible borrower and secure your financial future with a loan tailored just for you.

Loan Amount
20,000
10,000
500,000
Tenure
24 months
3 months
60 months
Your first monthly payment
-

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Disclaimer / Important Notice
The monthly amortization above is estimated and may be subject to change.
Your actual amortizations will be provided by the Bank. Subject to Taxes and fees for the account of the borrower.
The computations shown are based on the information provided by you.
These computations are intended to give an indication of repayment information
based on certain loan parameters, and are provided solely for reference only.

Application Requirements


Qualifications

At least 21 years old but not exceeding 70 years old at the end of the loan term

Business Owners
• Sole Propietorship, Partnership, Corporation
• Business is profitable operation for at least 2 consecutive years
• Minimum annual gross sales of P1M
• Business is within PNB serviceable area


Documentary Requirements

Basic Documents
Proof of Business Registration
Personal Income Documents
  • Filled-out and signed application form
  • Clear copy of one (1) valid government-issued
  • Marriage contract
  • Certificate of Registration with Bureau of Internal Revenue (BIR)
  • Certificate of Registration with Department of Trade and Industry (DTI)
  • Certificate of Registration with Farms and Fisherfolk Enterprise Development Information System (FFEDIS), if applicable
  • Barangay Permit
  • Mayor's Permit
  • Latest Income Tax Return (ITR) or BIR Form 2316
  • Latest payslip for the past two months
  • Certificate of Employent (COE) with salary or Employment Contract
  • Latest crew contract (for seafarers)
  • Proof of remittance for the past six months
  • Bank statements or photocopy of passbook for the past six months
  • Lease contract (for rental income)
  • Proof of other income
Business Documents
Other Pre-application Requirements
Security Documents
  • Photocopy of Audited Financial Statements for the past 3 years with latest ITR or Photocopy of in-house financial statements or pre-operating financial statements
  • Business Plan/Business Proposal
  • Photocopy of franchise agreement, if any
  • Business background/Company profile
  • Photocopy of purchase agreement
  • Billing statement of utilities for the past three months
  • Statement of Account from current lender and official receipts for the past three months (if loan purpose is refinancing/loan takeout)

If loan is secured by Real Estate Mortgage:

  • Photocopy of Trader Certificate of Title (TCT)/Condominium Certificate of Tile (CCT)
  • Photocopy of Tax Declaration (for land and improvement)
  • Location/Vicinity Map

If loan is secured by Movable Property:

  • Land Transportation Office (LTO) Official Receipt (OR)/Certificate of Registration (CR) or Deed of Sale of Motor Vehicle
  • Certificate of Registration (CR) or Deed Sale of Motor Vehicle
  • Reservation Agreement of Contract to Sell or Statement of Account (for Deed of Assignment (DOA) accounts only)

If loan purpose is construction/development of real estate:

  • Building/Floor plan of proposed improvement
  • Bill of materials
  • Specification of proposed finishes
  • Building permit

    • If loan pupose is refinancing/loan takeout

  • Statement of account from current lender and official receipts for the past three months
  • Other security documents
Basic Documents
Proof of Business Registration and Supporting Documents
Income Documents
  • Filled-out and signed application form
  • Clear copy of one (1) valid government-issued ID of authorized representative
  • Board/Partnership Resolution or Secretary's Certificate authorizing the loan and indicating the authorized person/s to transact with the bank and sign relevant documents
  • Special Power of Attorney
  • Certificate of Registration with Farmers and Fisherfolk Enterprise Developement Information System (FFEDIS), if applicable

Cooperative

  • Certificate of Registration with Cooperative Development Authority (CDA)
  • Certificate of Compliance
  • List of elected officers

Partnership

  • Certificate of Registration with Securities and Exchange Commission (SEC)
  • Articles of Partnership

Corporation

  • Certificate of Registration with Securities and Exchange Commission (SEC)
  • General Information Sheet (GIS)
  • Latest amended Articles of Incorporation and By-Laws
  • Photocopy of Audited Financial Statements for the past 3 years with latest Income Tax Return (ITR) or Photocopy of in-house financial statements or pre-operating financial statements
  • Business background/Company profile
  • Proof of other income. if any
Other Supporting Documents
Security Documents
  • Billing statement of utilities for the past three months
  • Statement of Account from the current lender and official receipts for the past three months if loan purpose is refinancing/loan takeout

If loan is scured by Real Estate Mortgage:

  • Photocopy of Tax Declaration (for land and improvement)
  • Location/Vicnity Map

If loan is secured by movable property:

  • Land Transportation Office (LTO) Official Receipt (OR) / Certificate of Registration (CR) or Deed of Sale if Motor Vehicle
  • Reservation Agreement or Contract to Sell or Statement of Account (for Deed of Assignment (DOA) accounts only)

If loan purpose is construction/development of real estate:

  • Building/Floor plan of proposed improvement
  • Bill of materials
  • Specification of proposed finishes
  • Building permit
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